RagulTex Terms of Service

RagulTex Terms of Service

It is important that you read this carefully because you will be legally bound to these terms.

Your access to and use of the Service is based on your acceptance of and compliance with these Terms. These Terms apply to all users others who access or use the RagulTex application.

By accessing or using the Service you agree to be bound by these Terms and accept all legal consequences. If you do not agree to the terms and conditions of this Agreement, in whole or in part, please do not use the RagulTex application.

PREAMBLE

Whereas

1.     The TechSaga (Anand Gunasekaran) has developed a RagulTex system through which it provides Customers with access to save their password or notes in his/her mobile phone or other mobile devices(the “Device”) and comprising of service options, as detailed in the TECHSAGA Mobile Service terms and conditions accessible on the TECHSAGA  Website (https://outofboundexception.blogspot.com/2019/01/RagulTex-tc.html) and which the customer hereby declares having perfectly understood and agreed to;

1. DEFINITIONS AND INTERPRETATIONS

The following expressions used in this Agreement shall have, except where not appropriate in the context, the meanings as described hereunder. The headings in this Agreement are for convenience only and shall not affect their construction or interpretation. The plural shall include the singular, the masculine shall include the feminine and vice-versa. The terms application installer from play store shall be used interchangeably and refers to the same person.

2. USE OF RagulTex

2.1  Services and Transactions Offered

The services and transactions offered in “RagulTex” may include but are not limited to the following category:

·         Bank

·         Card

·         Government

·         Personal

·         Social

·         Notes

2.2 Upon due notification TechSaga reserves the right, in its absolute discretion, to amend its records accordingly without the Customer’s prior consent and terminate the Customer’s subscription to “RagulTex”.

3. AVAILABILITY

“RagulTex” shall be available, unless otherwise advised by the TECHSAGA  to the Customer from time to time, 24 (twenty-four) hours a day and 7 (seven) days a week.

4. CONDITIONS OF USE OF “RAGULTEX”

The Customer acknowledges that:

4.1 To start using the “RagulTex” Application, the customer must first download the Application on Google Playstore or App Store and register himself using pin and fingerprint (if wish).

4.2 Upon registration, the Customer shall perform action on RagulTex app

4.2.1 Log in “RagulTex” application using his pin or fingerprint

4.2.2 Accept the Terms and Conditions of the present Agreement
4.2.3 then can add, modify or delete information any credentials inside app

4.3 The Registered RagulTex User shall ensure, before accessing “RagulTex”, that his smart phone, mobile phone, tablet or any other applicable Device is not equipped with any User ID and Password memorizing facility.

4.4 The use of and/or downloading of any file/software from the Internet, be it from “RagulTex” or not shall be at the Customer’s own risk and shall be subject to the Terms and Conditions imposed by the licensor of the software which, in all cases, shall be considered as “third party software”.

4.5 The Customer hereby formally agrees to indemnify TECHSAGA against any claim, liability or action whatsoever against it in connection with the use of “RagulTex”.

4.6 The Customer hereby acknowledges that he shall participate in RagulTex Loyalty Program

5. ASSIGNMENT

The Customer shall not assign any of its rights or obligations in the present Agreement, in any circumstances whatsoever without the prior written consent of TECHSAGA.

6. LIABILITY OF TECHSAGA

6.1 TECHSAGA shall not incur any liability if it is unable to perform its obligations under this Agreement due directly or indirectly to the failure or breakdown of any machine, data processing system, transmission link or any medium of access to “RagulTex”.

6.2 TECHSAGA shall not be bound to effect any payment in accordance with any instruction received by TECHSAGA through “RagulTex”

6.3 TECHSAGA  shall not be liable in any circumstances whatsoever for any loss or damage that the Customer may suffer as a result of the possession, use, misuse, abuse or any form of manipulation of such a software in accordance with clause 4.9. Furthermore, TECHSAGA shall not accept any responsibility in connection with the suitability, performance or security aspect of such software.

7. DUTIES AND LIABILITIES OF CUSTOMER

7.1 The Registered RagulTex User shall nevertheless be liable to TECHSAGA for any transaction effected through “RagulTex” by any other person who acquired possession of the Customer’s mobile device whether it is with or without the Customer’s consent

7.2 If the Customer suspects that a third party knows his password or other security details, he must immediately change his Login Password or pin

 7.2.1 Duly take cognizance of the user guide and security information as may be amended from time to time by TECHSAGA and available on the TECHSAGA Website (https://outofboundexception.blogspot.com/2019/01/RagulTex-tc.html) , and undertake to carefully adhere to the recommended procedures.

7.3 Any failure on the part of the Customer to follow the security procedures referred in the present Agreement shall amount to a breach of the present Agreement whereby TECHSAGA shall not be held liable should any transaction be performed and/or any instruction, data or message be transmitted through the Customer’s login credentials.

7.4 The Customer shall be solely liable for any expenses, loss or damage that TECHSAGA or any third party may suffer as a result of the possession, use, misuse, abuse or any form of manipulation of such aforementioned software in accordance with clause 4.9.

7.5 The Customer further formally and irrevocably agrees that TECHSAGA shall not, under any circumstances whatsoever, be liable for any loss, damage, interruption, delay or non-performance arising out of:

7.5.1 Failure by the Customer to adhere to the present Terms and Conditions or the Customer being in contravention with any law or regulation for the time being in force or the Customer having furnished in correct information during the “RagulTex” application process

7.5.2 Possession, use, abuse, misuse and manipulation by the Customer of any third party software.

7.5.3 Any consequential, indirect or circumstantial losses including but not limited to loss of profits, contracts or financial losses howsoever caused or arising.

7.5.4 Unauthorized access to the Customer’s account/s or any breach of security procedures laid down therein.

8. TECHSAGA IB credentials

TECHSAGA Pin must always be kept secure as it is the access that will prevail upon registration

8.1 Access the “RagulTex” app data
8.1 there is no option to change forgotten password
8.1 there is no way to retain deleted “RagulTex” app data

9. Pin

9.1 The Pin shall be a six digit pin set by the Registered RagulTex User which can be changed by the latter through the RagulTex application.

9.2 The Pin is essential to log on the RagulTex application and perform transactions. The Registered RagulTex User shall, in all circumstances, keep his Pin secret, and not impart it to any person whatsoever.

9.3 If the Pin has become known to any person other than the Registered RagulTex User, consider change to new one

9.4 The Customer shall have the possibility to change his Pin on the “RagulTex” application.

9.5 TECHSAGA shall never contact a RagulTex registered customer to request his security credentials. If the Customer receives such a request, he shall not supply his security details in any circumstance for he shall otherwise be liable for all transactions performed through “RagulTex” and the use of the credentials and security details such as the Login Password, and other data saved inside “RagulTex”

10. LOSS OR THEFT OF MOBILE PHONE

10.1 The TECHSAGA  shall in no circumstances whatsoever, be held liable for any loss, damage resulting from any notification made by phone, telegram, telex, fax or otherwise, which might not emanate from the Registered RagulTex User.

10.2 The Customer shall not be entitled to alter, amend or countermand any instruction which

11. TERMINATION OF AGREEMENT

Termination of this Agreement, howsoever occasioned, shall not prejudice or affect any accrued rights or liabilities of either party hereunder nor shall it affect any provision which is intended to apply after such termination.

12. MODIFICATIONS TO CONDITIONS OF THE PRESENT AGREEMENT

12.1 By accepting to access “RagulTex” through the use of his pin or FingerPrint, the Customer binds himself formally and irrevocably to the Terms and Conditions herein contained.

12.2 TECHSAGA  shall not in any circumstance whatsoever, be liable for any costs, expenses or liabilities incurred or which may be incurred by the Customer in the event of any such variation being made by the TECHSAGA .

13. GOVERNING LAW AND JURISDICTION

13.1 The Customer warrants that all information submitted to the TECHSAGA as during the registration process is correct and agreed on all Terms and Conditions. 

13.2 If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, then any remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements, oral or otherwise, regarding the Service.

14. CUSTOMER ACKNOWLEDGMENT AND DECLARATION

14.1 The Customer acknowledges that he has been duly informed that TECHSAGA  has developed a Privacy Policy with respect to RagulTex which he should aware of and, which is made available to him on http://TechSaga .mu/RagulTex-privacy-policy .

14.2 The Customer declares and warrants that all information provided to the TECHSAGA  in the context of his subscription and registration to RagulTex is true, complete and accurate to all intents and purposes.

15. Accounts

15.1 When you use RagulTex, You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third party service.

15.2 You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

15.3 You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you without appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.

16. User-Generated Content

“Your Data” means any data and content which you upload, store, retrieve, or otherwise make available through the Service. It’s totally offline and TechSaga will not take any responsible of losing and tampering your data.

17. Limitation of Liability

TechSaga, and developer shall not be liable for (A) any loss or damage, indirect, incidental, special, and consequential or punitive damages, including without limitation, economic loss, loss or damage to electronic media or data, goodwill, or other intangible losses

18.Contact Us

If you have any questions about these Terms, you can contact write us by mail at: anandg.saga@gmail.com